Finance built for real growth.
Right guidance, every step.
FundinGo Capital makes lending simple, transparent and fast. Personal loans, business funding and used car finance — designed for the next generation of borrowers.
- Approval in 24 hours
- Zero hidden charges
- 100% paperless
LiveSanctioned amount
₹ 8,50,000
Approved in 14 minutes · 11.49% p.a.
30+
Banks
1,000+
NBFC tie-ups
10,000+
Pincodes served
24 hrs
Approval time
Apply in 60 seconds
Tell us a bit about you. We'll take it from here.
No paperwork, no branch visits. Submit your details once and our loan specialist will reach out within a few hours with a tailored offer.
- Soft credit pull only — no impact on your score
- Custom offers from multiple lending partners
- Disbursal directly to your bank account
Lending products
Loans that fit your life and ambition.
Three flagship products. One transparent process. Tap any card below to see eligibility, features and how customers use it.
Personal Loan
Flexible funds for life's important moments.
Key features
- Loan amount: ₹50,000 – ₹40,00,000
- Tenure: 12 – 60 months
- Interest rate: starting 10.99% p.a.
- Minimal documentation, 100% digital
Benefits
- Disbursal in as little as 24 hours
- No collateral, no guarantor
- Flexible EMIs that fit your monthly budget
- Foreclosure allowed after 6 EMIs
Eligibility
- Salaried or self-employed, age 21 – 60
- Minimum monthly income ₹25,000
- CIBIL score 700+ preferred
- Indian resident with valid KYC
Common use cases
- Wedding and travel
- Medical emergencies
- Home renovation
- Debt consolidation
- Higher education
Business Loan
Working capital to power your next chapter of growth.
Key features
- Loan amount: ₹2,00,000 – ₹2,00,00,000
- Tenure: 12 – 84 months
- Interest rate: starting 12.49% p.a.
- Collateral-free funding up to ₹50 lakh
Benefits
- Dedicated relationship manager
- GST and bank-statement based underwriting
- Top-up loans for repeat customers
- Pre-approved offers for MSMEs
Eligibility
- Registered business operating for 2+ years
- Annual turnover of ₹40 lakh or more
- GST and ITR filings for last 12 months
- Promoter age 25 – 65
Common use cases
- Inventory and raw material
- New equipment and machinery
- Hiring and team expansion
- Marketing and growth campaigns
- Branch / location expansion
Used Car Loan
Drive home a quality pre-owned car, today.
Key features
- Finance up to 90% of car value
- Tenure: 12 – 60 months
- Interest rate: starting 11.75% p.a.
- Loans available across India
Benefits
- Same-day in-principle approval
- Doorstep documentation
- Loans on cars up to 10 years old
- No prepayment charges after 12 EMIs
Eligibility
- Age 21 – 65, salaried or self-employed
- Minimum monthly income ₹20,000
- Valid driving licence and KYC
- Vehicle must pass valuation check
Common use cases
- First-time car buyers
- Upgrading to a bigger vehicle
- Family second car
- Replacing an old vehicle
Eligibility
Who can Apply?
Three simple criteria — meet any one and our specialists will match you with the right lender.
Employees or Professionals with monthly income above ₹25,000
Business owners and Entrepreneurs
Individuals with a CIBIL Score above 700
EMI Calculator
Plan your loan before you apply.
Move the sliders to see your monthly EMI, total interest and payment in real time.
₹16,486
for 36 months at 11.49% p.a.
Why FundinGo
Lending you can trust, end to end.
Every borrowing decision is backed by a process designed for speed, safety and transparency.
Fast approval
Get an in-principle decision in minutes and disbursal in as little as 24 hours.
Secure process
Bank-grade encryption, RBI-aligned policies and zero data sharing without consent.
Transparent financing
No hidden charges. Every rate, fee and EMI is shown upfront — always.
Human support
Dedicated loan specialists, 7 days a week — on chat, call or email.